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Jumbo loans: Explore options, current rates, and apply

A variety of jumbo loan options to explore

And see if you qualify for the $20,000 Chase Closing Guarantee.

Many ways to finance or refinance a jumbo loan

Jumbo mortgages typically are for larger loan amounts not covered by conforming loan limits. We offer flexible loan terms, including fixed-rate, adjustable-rate and interest-only. Plus, a limited time offer from April 2nd - July 27th, 2024. We promise an on-time closing for eligible products in as soon as three weeks or you'll get $20,000, if you qualify.

To be eligible for the $20,000 Closing Guarantee: loan application, fully executed sale/purchase contract, and additional required documentation must be submitted by July 27th.

New homes and condos

For buying or refinancing high-value properties, we have the expertise to help with loans up to $9.5 million or up to 89.99% of the home's value.

Second homes and investment properties

Want a second home for vacations or a property to earn additional income? A condo for more convenience to work? Most of these loans can require just 15% down for a second home, and 20% down for investment properties.

Interest-only jumbo loans

Get more flexibility in keeping your month-to-month costs low. These loans are for high-value, single-family primary or secondary home purchases or no­cash-out refinances. These are sometimes called "non-conforming" loans.

 

Local Rates For Jumbo Loans

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More benefits with Chase

We’re here with the expertise, tools and resources to make buying easier.

Relationship Pricing Program

Relationship Pricing Program

You may be eligible for a rate discount based on new and existing balances when buying a new home or refinancing. Max rate discounts may apply.

Gift funds for down payments

Gift funds for down payments

For the purchase of a second home, gift funds are allowed as a source for down payments. Talk to a Chase Home Lending Advisor for more details.

Chase MyHome®,

Chase MyHome®,

When you visit Chase MyHome, you have access to powerful tools and resources to search for homes, view neighborhood trends and more.

Learn more about jumbo loans

Check out our helpful podcast, videos and articles.

Investment property

Investment property videoOpens Overlay

Weigh the benefits and risks before buying an investment property.

Vacation home

Vacation home videoOpens Overlay

Make sure a potential vacation home meets your personal and investment needs.

So, you’re ready for an investment property?

We created our Beginner to Buyer podcast series to give you useful homebuying insights and tips. If you're considering an investment property purchase, be sure to check out this episode.

Top trending articles for jumbo mortgages

Learn more about jumbo loans, the ins and outs of applying and how to qualify for a jumbo mortgage.

How to qualify for a jumbo mortgage

How to qualify for a jumbo mortgage

To get a jumbo loan, you need to meet certain requirements and provide proof. Find out if you qualify for a jumbo mortgage.

Jumbo vs conforming loans

Jumbo vs conforming loans

Jumbo loans are larger than conforming loans. Learn the key difference between jumbo loans and conforming mortgages.

Jumbo loan down payments

Jumbo loan down payments

A jumbo loan can help you finance the home of your dreams. But you need to be prepared to make a sizable down payment. Here’s what you need for jumbo down payments.

How to refinance a jumbo mortgage

How to refinance a jumbo mortgage

Refinancing a jumbo mortgage requires more proof of financial security than regular mortgage refinancing. Here's what you need to know.

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