Small Business Loans
Financing to help you manage your small business
Find the ideal small business loan for you.
![Schedule a meeting](/content/services/structured-image/image.mega.jpg/chase-ux/detailhero/secondary/business/loans.jpg)
Find the loan to take your small business to the next level
Business Line of Credit
![](/content/dam/chase-ux/feature-block/secondary/business/3-up/banking/line-of-credit.jpg)
Get revolving credit for purchasing flexibility.
Small Business Loans
![](/content/dam/chase-ux/feature-block/secondary/business/3-up/banking/term-loans.jpg)
Use lump-sum funding for investments in your small business.
Commercial Real Estate Financing
![](/content/dam/chase-ux/feature-block/secondary/business/3-up/banking/commercial-real-estate.jpg)
Purchase, renovate or refinance commercial properties.
Benefits to help your small business prosper
Products for every size
Our lending options meet your needs with loan amounts and payment terms that work for you.
No hidden fees
We value transparency, which means no hidden fees and clear rules around repayment.
Deposit-based relationship pricing
You may be eligible for up to a 1% interest rate discount on loans and lines of credit of $500,000+ with our Relationship Pricing Program.
Small business loan options at a glance: Compare the features and benefits of each
Business Line of Credit
![](/content/dam/chase-ux/feature-block/secondary/business/3-up/banking/line-of-credit.jpg)
Get revolving credit for purchasing flexibility.
Key Features:
- Credit lines up to $500,000
- Five-year revolving period
- Five-year repayment term
Payments:
- Revolving credit, allowing you to reuse and repay the line of credit as often as youād like
Fees:
- $200 or 0.25% of your approved line of credit (whichever is greater)
- Waived if 12-month average line utilization is at least 40%
Small Business Loans
![](/content/dam/chase-ux/feature-block/secondary/business/3-up/banking/term-loans.jpg)
Use lump-sum funding for investments in your small business.
Key Features:
- Loans up to $500,000
- Monthly Installment payments
- Typically terms up to five years
Payments:
- Pay back what youāve borrowed, along with any accrued interest on the loan
Fees:
- $0 origination fee
- Prepayment fees apply for loans greater than $250,000
Commercial Real Estate Financing
![](/content/dam/chase-ux/feature-block/secondary/business/3-up/banking/commercial-real-estate.jpg)
Purchase, renovate or refinance commercial properties.
Key Features:
- Term loan secured by a lien on commercial property
- Terms up to 25 years
Payments:
- Pay back what youāve borrowed, along with any accrued interest on the loan
- Fully pay the loan back in multiple equal payments, or with a balloon payment at the end of the term
Fees:
- $0 origination fee
- Prepayment fees apply for loans greater than $250,000
SBA Preferred Lender
As a Small Business Administration (SBA) preferred lender, Chase works with small businesses to secure business loans with flexible terms, fixed and variable interest rates, and loan amounts up to 5 million. Small business loans provide working capital for starting a business, managing cash flow and expansion, and equipment purchase or refinancing debt.
Compare InkĀ® business credit cards to choose which one best fits your business needs
Ink Business PreferredĀ®
![](/content/dam/unified-assets/card-art/chase-ink/preferred/card_ink_biz_pref_VSB.png)
Earn 3X points on shipping and other select business categories, plus 1X points on all other purchases made for your business.
Ink Business UnlimitedĀ®
![](/content/dam/unified-assets/card-art/chase-ink/unlimited/card_ink_biz_ultd_VSB.png)
Earn unlimited 1.5% cash back rewards on every purchase made for your business with this no annual fee credit card.
Ink Business CashĀ®
![](/content/dam/unified-assets/card-art/chase-ink/cash/card_ink_biz_cash_VSB.png)
Earn 5% cash back in select business categories plus earn rewards on every purchase made for your business with this no annual fee credit card.